Zip Pay is 100% interest free, always. There's a $6 monthly account fee, this monthly fee is waived if your closing balance is paid by the due date. No balance, no fee. And you'll pay nothing upfront - there are no setup fees and no hidden charges.
If you don't meet your minimum monthly repayment, a $5 late fee may apply. That's it.
For more Zip FAQs, please visit https://help.zip.co/en